This  is a common issue that people face when they retire. A good friend of  your family is about to become another year older, and she has decided  that she wants to start putting money away for her eventual retirement.  She has the following number of years till retirement and she has the  following expenditure objectives for retirement: Years until retirement                                             20 Amount to withdraw each year                                $50,000 Years to withdraw in retirement                               15 Interest rate                                                           7.5% Because  your friend is planning ahead, the first withdrawal will not take place  until one year after she retires. She wants to make equal annual  deposits into her account for her retirement fund. If  she starts making these deposits in one year and makes her last deposit  in the day she retires, what amount must she deposit annually to be  able to make the desired withdrawals at retirement?

 
This  is a common issue that people face when they retire. A good friend of  your family is about to become another year older, and she has decided  that she wants to start putting money away for her eventual retirement.  She has the following number of years till retirement and she has the  following expenditure objectives for retirement:
Years until retirement                                             20
Amount to withdraw each year                                $50,000
Years to withdraw in retirement                               15
Interest rate                                                           7.5%
Because  your friend is planning ahead, the first withdrawal will not take place  until one year after she retires. She wants to make equal annual  deposits into her account for her retirement fund.
If  she starts making these deposits in one year and makes her last deposit  in the day she retires, what amount must she deposit annually to be  able to make the desired withdrawals at retirement?
After  finding the solution discuss with your classmates the way it can be  solved using excel. What is the implication when problem says  “withdrawal will not take place until one year after she retires”?
PROFESSOR’S GUIDANCE FOR THIS WEEK’S RD:
Make  sure that you check the learning goals for this week before you go on  to the next one. Your preparation of the computations for this research  question would benefit greatly from having such information.
Budgeting  is an important step in managing your money and spending habits. To  create a budget you need to identify how much money you are spending.  Some expenses to keep in mind when creating a budget are rent, car  payment, fuel, auto insurance, utilities, groceries, cell phone,  personal, gym membership, entertainment, gifts, dining out, medical  expenses, etc.
When  you are creating a monthly budget, many experts say if you want to have  control of your money, you should know where every dollar is going. In  order to keep track of this, a written budget is essential. Below is one  example of a budget in Excel. This was a free template from the “Life  After College” blog. There are hundreds of free templates out there so  you should find the template that suits you the best – or create your  own Excel budget!
Please read article The ultimate retirement planning guide for 2022 https://www.cnbc.com/guide/retirement-planning/ published by Bryan Borzykowski (CMBC) on January 18, 2022 to get more details that could be helpful to your in preparation of this Research Discussion. 
Simple Example: Budgeting
You make $32,000 a year and want to save 10% of your income every year. How much should you put into savings every month?
You want to save $3200 a year.
You should be saving $266.67 a month or $133.33 a paycheck if you are paid biweekly
Please ensure that you are adhering to the specific instructions that have been given as a part of this query.
Be  sure to proofread carefully (Use Grammarly – the premium version! Make  sure your writing score is more than 90) and cite your sources (APA 7.0  ed).
NOTE:
1. Post your 500-700 word answers by Wednesday 11:55 pm to earn a maximum of 14 points.
2.  Offer at least two 300-400 word comments (replies) to posts from your  peers’ discussions by Sunday 11:55 pm to earn a maximum of 8 points each  (total 16 points)
3. The total grade on each week’s LE is 30 points. RD Rubrics 

Jessica, a registered nurse (RN), and her husband are finally leaving on their vacation trip. They pull up at a red light as it is about to change to green. They watch in horror as a large truck, moving fast down a hill, in unable to stop before crashing into a van carrying a mother and her child. The van is thrown into the air and lands in a small park. Jessica runs over to offer aid. She finds a semi-conscious woman in the driver’s seat and an unconscious 4-year-old little boy in the back seat strapped into his car seat. The mother asks Jessica if Christopher is all right before she slips into unconsciousness. Christopher is unconscious and not breathing with his head down and touching his chest. He has a gash bleeding on the side of his head caused by his tricycle flying over the back seat during the crash. A truck driver, who also stopped to give help, yells in the window at Jessica, “Don’t move him!” Jessica knows that she has to get Christopher’s breathing started. Even though the truck driver is still yelling at her not to move the boy, she gently lifts his head off his chest. Christopher, still unconscious, starts breathing immediately. Jessica stops the bleeding on his head by applying pressure using a clean handkerchief from her husband. Emergency help arrives ten minutes later. Instructions: Read the scenario above and then, answer the following questions: In your opinion, even though Jessica knew that, in most cases, an injured victim should not be moved, did she do the right thing by moving Christopher’s chin up so he could breathe? Was Jessica covered by the Good Samaritan law or was she held to a higher standard since she had a nursing license? Would Jessica have been covered by the Good Samaritan law if Christopher had not started breathing when she moved his head and he had suffered further injury from the movement? Was Jessica, an RN, legally required to stop and provide aid? Was she ethically obligated to stop and provide aid? In your opinion, is it always a good idea to stop and give assistance at an accident site before medical help arrives?

 
Scenario – Jessica, a registered nurse (RN), and her husband are finally leaving on their vacation trip. They pull up at a red light as it is about to change to green. They watch in horror as a large truck, moving fast down a hill, in unable to stop before crashing into a van carrying a mother and her child. The van is thrown into the air and lands in a small park. Jessica runs over to offer aid. She finds a semi-conscious woman in the driver’s seat and an unconscious 4-year-old little boy in the back seat strapped into his car seat. The mother asks Jessica if Christopher is all right before she slips into unconsciousness. Christopher is unconscious and not breathing with his head down and touching his chest. He has a gash bleeding on the side of his head caused by his tricycle flying over the back seat during the crash. A truck driver, who also stopped to give help, yells in the window at Jessica, “Don’t move him!” Jessica knows that she has to get Christopher’s breathing started. Even though the truck driver is still yelling at her not to move the boy, she gently lifts his head off his chest. Christopher, still unconscious, starts breathing immediately. Jessica stops the bleeding on his head by applying pressure using a clean handkerchief from her husband. Emergency help arrives ten minutes later.
Instructions:

Read the scenario above and then, answer the following questions:

In your opinion, even though Jessica knew that, in most cases, an injured victim should not be moved, did she do the right thing by moving Christopher’s chin up so he could breathe?
Was Jessica covered by the Good Samaritan law or was she held to a higher standard since she had a nursing license?
Would Jessica have been covered by the Good Samaritan law if Christopher had not started breathing when she moved his head and he had suffered further injury from the movement?
Was Jessica, an RN, legally required to stop and provide aid? Was she ethically obligated to stop and provide aid?
In your opinion, is it always a good idea to stop and give assistance at an accident site before medical help arrives?

Your paper should be:

One (1) page
Typed according to APA style for margins, formatting and spacing standards
Typed into a Microsoft Word document, save the file, and then upload the file

.As you are finishing up the course, reflect on your experience. • What topic did you find the most interesting and why? • How have your ideas and perceptions changed about business law and its scope? • How will you use the information you learned in this course in your personal and professional life?

2.As you are finishing up the course, reflect on your experience. • What topic did you find the most interesting and why? • How have your ideas and perceptions changed about business law and its scope? • How will you use the information you learned in this course in your personal and professional life? In your response posts to your peers, offer additional suggestions for how the business law concepts covered in this course may be used in their personal and professional lives. To complete this assignment, review the Discussion Rubric. Rubrics

Antitrust regulation is designed to increase competition by eliminating attempts to monopolize an industry (other than through better products or better management) as well as by attacking certain patterns of illegal conduct (i.e. price fixing and exclusionary contracts that foreclose competitor business). For this forum, discuss your belief on “tech giants” violating antitrust laws.

Antitrust regulation is designed to increase competition by eliminating attempts to monopolize an industry (other than through better products or better management) as well as by attacking certain patterns of illegal conduct (i.e. price fixing and exclusionary contracts that foreclose competitor business). For this forum, discuss your belief on “tech giants” violating antitrust laws. Do you feel Facebook, Google, Amazon, Apple, Microsoft etc. are in violation of such antitrust regulation? 

Suppose Goodyear Tire and Rubber Company is considering divesting one of its manufacturing plants. The plant is expected to generate free cash flows of $1.5 million per year, growing at a rate of 2.5% per year. Goodyear has an equity cost of capital of 8.5%, a debt cost of capital of 7%, a marginal corporate tax rate of 35%, and a debt-equity ratio of 2.6. If the plant has average risk and Goodyear plans to maintain a constant debt-equity ratio, what after-tax amount must it receive for the plant for the divestiture to be profitable?  

• Suppose Goodyear Tire and Rubber Company is considering divesting one of its manufacturing plants. The plant is expected to generate free cash flows of $1.5 million per year, growing at a rate of 2.5% per year. Goodyear has an equity cost of capital of 8.5%, a debt cost of capital of 7%, a marginal corporate tax rate of 35%, and a debt-equity ratio of 2.6. If the plant has average risk and Goodyear plans to maintain a constant debt-equity ratio, what after-tax amount must it receive for the plant for the divestiture to be profitable?
 
Suppose Alcatel-Lucent has an equity cost of capital of 10%, market capitalization of $10.8 billion, and an enterprise value of $14.4 billion. Suppose Alcatel-Lucent’s debt cost of capital is 6.1% and its marginal tax rate is 35%.• a.What is Alcatel-Lucent’s WACC?• b.If Alcatel-Lucent maintains a constant debt-equity ratio, what is the value of a project with average risk and the following expected free cash flows?• Year 0 1 2 3FCF ?100 50 100 70• c.If Alcatel-Lucent maintains its debt-equity ratio, what is the debt capacity of the project in part b?Corporate Governance and Agency Costs1.What inherent characteristic of corporations creates the need for a system of checks on manager behavior?2.What are some examples of agency problems?3.What are the advantages and disadvantages of the corporate organizational structure?Managing Agency Conflict
 
Is it necessarily true that increasing managerial ownership stakes will improve firm performance?
How can proxy contests be used to overcome a captured board?
 
What is a say-on-pay vote?
 
What are a board’s options when confronted with dissident shareholders?  

Photo of the cathedral portal to review attached.  In this assignment you will describe and interpret a cathedral portal and will write a short interpretative assignment that addresses the following questions: How do the different parts of this portal link together into a whole, and how have the parts been visually balanced? Note the figures and their positions, details of costume, and the material of the portal. How has the artist indicated the patron saint of this church?

Photo of the cathedral portal to review attached. 
In this assignment you will describe and interpret a cathedral portal and will write a short interpretative assignment that addresses the following questions:

How do the different parts of this portal link together into a whole, and how have the parts been visually balanced?
Note the figures and their positions, details of costume, and the material of the portal.
How has the artist indicated the patron saint of this church?

look carefully and provide a description based on your own observations. You can use some terms found in the links or your readings. However, use MLA STYLE if you want to cite a source in  support of a point your are making.  minimum
https://www.metmuseum.org/toah/hd/mgot/hd_mgot.htm

Autism Spectrum Disorder, Intellectual Disabilities, and Childhood-Onset Schizophrenia After studying Module 5: Lecture Materials & Resources, discuss the following: Reflect on your experience creating a treatment plan for a toddler, school-aged child, or adolescent with autism or an intellectual disability.  Describe the clinical situation in detail.  (Who was it, when did it happen, what happened, what caused it to happen, where did it happen, how did it happen). What feelings, prejudices, and biases did you experience during your clinical experience?

Autism Spectrum Disorder, Intellectual Disabilities, and Childhood-Onset Schizophrenia
After studying Module 5: Lecture Materials & Resources, discuss the following:
Reflect on your experience creating a treatment plan for a toddler, school-aged child, or adolescent with autism or an intellectual disability. 

Describe the clinical situation in detail.  (Who was it, when did it happen, what happened, what caused it to happen, where did it happen, how did it happen). What feelings, prejudices, and biases did you experience during your clinical experience?
How did you manage your anxieties, feelings, prejudices, and biases?
What assumptions did you make about people with mental illness?
What awareness did you develop during your clinical experience?
Describe how you changed because of your clinical experience?
Describe how this clinical situation will impact your advanced nursing practice?
Use DIEP Model as a guide

Discuss the effects of heritable diseases, genetic conditions, disability, trauma, and injury  to the physical and mental health and occupational performance of the individual,  throughout the lifespan

 Provide a definition of Assistive Technology (integrate visuals, models as needed) 
? Discuss the effects of heritable diseases, genetic conditions, disability, trauma, and injury  to the physical and mental health and occupational performance of the individual,  throughout the lifespan. Revised 07/14/2020 JM
 ? Discuss integration of Assistive Technology to facilitate Home Management, Community  Integration, Special Education and Workplace participation. 
? Discuss role of the OT Practitioner to educate and consult with the client/consumer to  facilitate Home Management, Community Integration, Special Education and Workplace  participation and the OT/OTA relationship in collaborating a treatment/intervention plan. 
? Discuss the need to recognize and communicate the need to refer to specialists (both  internal and external to the profession) for consultation and intervention. 
? Through role-play, demonstrate skills of collaboration with occupational therapists and  other professionals on therapeutic interventions
 ? Demonstrate communication in a Q &A session from Supervising OT, members of the  Interdisciplinary Team and Peer reviewers).
 ? Provide research data on established Guidelines, Standards, and Regulations as related to  legal, ethical decision making and moral requirements 

Which aspects of your own and others’ philosophies would you like to focus on in your teaching? (RP1, LC1, DKS1) What action steps will you take to bring these philosophies to life in your practice? (DKS2, PCA1) How will enacting these chosen philosophies further your development as a reflective practitioner in relation to the CLOs? (RP1, RP2, RP3) How will you assess your growth and progress toward actualization of your personal philosophy of education? (

Which aspects of your own and others’ philosophies would you like to focus on in your teaching? (RP1, LC1, DKS1) What action steps will you take to bring these philosophies to life in your practice? (DKS2, PCA1) How will enacting these chosen philosophies further your development as a reflective practitioner in relation to the CLOs? (RP1, RP2, RP3) How will you assess your growth and progress toward actualization of your personal philosophy of education? (RP1, DLR2, DLR3) What histories, philosophies, ideas, and theories of education that we learned about in this course are still present in schools, and which would you like to preserve in current educational practices? (DKS1, DKS2, DKS3) How will enacting these philosophies, theories, and ideas further your development as a teacher in relation to the CLOs you discussed in Module 1? Assess your personal and professional growth since your initial philosophical reflections on these CLOs. (RP1, RP2, RP3) How does/should culturally-responsive pedagogy manifest in schools? (LC1, LC2, PCA1, DLR1) Who are you as a student and teacher? How have you come to know what you know about education and schooling? In what ways have your cultural identities and social experiences shaped your understanding of education and schooling? (RP1, RP2, RP3, PCA1) Is American education moving in the right direction? How can you transform your ideas about education and schooling into praxis, advocacy, and action? (DKS1, DKS2, PCA1, DLR3) The following questions may help to guide the creation of the action plan to implement your personal philosophy: • Who are you as a student and teacher? How have you come to know what you know about education and schooling? In what ways have your cultural identities and social experiences shaped your understanding of education and schooling? • Is American education moving in the right direction? How can you transform your ideas about education and schooling into praxis, advocacy, and action? • Which aspects of your own and others’ philosophies would you like to focus on in your teaching? • What action steps will you take to bring these philosophies to life in your practice? • How will you assess your growth and progress toward actualization of your personal philosophy of education? • What historical philosophies, ideas, and theories of education that we learned about in this course are still present in schools, and which would you like to preserve in current educational practices? • How does/should culturally responsive pedagogy manifest in your work?

Map the client’s crisis using the five stages of the crisis. Describe the client’s assets and resources (in order to understand the client’s resilience). Describe how you, the social worker, will intervene to assist the client to reach the reintegration stage of the crisis. Be sure that the intervention promotes resiliency. Evaluate how using crisis theory and resiliency theory together help in working with a client.

 
Submit a 1- to 2-page case write-up that addresses the following:

Map the client’s crisis using the five stages of the crisis.
Describe the client’s assets and resources (in order to understand the client’s resilience).
Describe how you, the social worker, will intervene to assist the client to reach the reintegration stage of the crisis. Be sure that the intervention promotes resiliency.
Evaluate how using crisis theory and resiliency theory together help in working with a client.

I  Used the case study  Tiffani Bradley  which is attached below and more instructions.